After you've selected the car you'd like to drive home to DeKalb in, we recommend using our finance center to finalize your purchase. Our finance center strives to bring you a customized financing process, from the moment you reach out to long after you've finalized your agreement. Why wait any longer? Learn more about the finance center at our dealership in Sterling, IL.
Financing and Leasing at Sterling Chevrolet
We Make it Easy!
Why Choose Our Finance Center?
Our finance center offers you a personalized experience for your purchase or lease. Our understanding team members will listen to your unique situation and work with you to create an individualized payment plan, no matter if you're seeking a lease or a loan. We partner with lenders around the Davenport area to offer you competitive and versatile financing options. Our team understands that choosing to add another car to your Freeport driveway is a huge decision, and we're here to support you every step of the way.
Leasing Versus Financing: Which Option is Right for Me?
While there are advantages to both financing and leasing, one option is likely better for you than another. When it comes to financing, you'll be put on the path to ownership. This financial option is ideal for those looking to gain an asset or build equity from their vehicle. You'll be free to drive unlimited miles and can even personalize your ride to best suit your lifestyle, whether that's through a custom paint job, genuine OEM accessories, or certain add-on packages and features.
If you're not looking to own a vehicle, leasing is your best option. It is similar to a long-term rental agreement. You can choose from one of our new Chevrolet vehicles; your lease agreement is usually only a few years, so you can enjoy driving a new model with the latest features. Monthly lease payments are typically lower too. Many of your routine maintenance fees will also be covered under the car's warranty. The return process at the end of your lease term is seamless, allowing you to easily return the vehicle to our dealership and either choose another car to lease or drive home. There's never any pressure, no matter what you choose.
Take Advantage of Our Online Tools
Make sure to take advantage of our online financing tools. These resources allow you to take your buying process into your own hands. Also, they are available from wherever you have an internet connection, whether that's from your mobile device while hanging out on the couch or on your work laptop in between your daily meetings. You can choose when the best time is to apply for financing pre-approval, value your trade, and more. All of our financing tools are secure encrypted too, ensuring both your peace of mind and protection.
Explore Our Inventory
If you haven't already, make sure to check out our selection of Chevrolet vehicles. Our new inventory includes a wide range of vehicles, between trucks and sports cars. You'll find many sought-after vehicles, such as the Chevy Equinox, Chevrolet Corvette and Chevrolet Tahoe. These models, like the popular Chevy Silverado 1500 and Chevy Traverse, come with the latest features. If you'd like to take a test drive, contact our team online and we'll arrange a time for you to come get behind the wheel.
Contact Us Online
We invite you to contact our team online at any time to arrange a financing consultation. Our team would love to learn more about your individual concerns and help you achieve your financial goals. You can also utilize our service center for assistance maintaining your car. We look forward to seeing you at Sterling Chevrolet soon.
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Ready to begin?
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Sterling Chevrolet
1824 Locust St.
Sterling, IL 61081
- Sales: (815) 564-2672
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