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Frequently Asked Questions 

Can I still get a car loan if I have a poor credit score?

Yes you can. Our dealership works closely with a number of different lenders that provide financing on new and used vehicles for customers with a wide set of credit scores. Whether you have bad credit or are just now building your credit, our finance department can help you work with you to find an option for a new or used vehicle that meets your budget. Give us a call for more information about auto financing and approvals or complete our online credit application here on our website.

    What is Guaranteed Credit Approval?

    A credit score isn’t the only way to get a new vehicle. We want to ensure you are able to check out a collection of options to find a new vehicle no matter your credit score or credit history. Guaranteed credit approval takes a look at your current financial situation to figure out what type of vehicle or loan is realistic for you and isn't inhibited by your credit score for an approval.

      I had a repossession or bankruptcy in the past, am I still able to get a new vehicle?

      Having a bankruptcy or losing your vehicle to a repossession in the past will not disqualify you from getting a new vehicle now. Our dealership works closely with a variety of different auto financing sources that will present you with different options for financing on a new car. No matter your situation we will do all that we can to get you a new vehicle at a price that is affordable.

        I am upside down on my current vehicle, can I still trade it in?

        If you currently owe more than your vehicle is worth, that does not mean you have to wait till it's paid off to trade it in for a newer vehicle. Our friendly team can look at your current vehicle with you and present options to work with your current loan to get you a new vehicle.

          Shop Our Inventory

          At Sterling Chevrolet, our entire team works together to provide you with the ultimate Chevrolet shopping experience.
          We are here to exceed your expectations, deliver the best service possible, and make car shopping fun again. 
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          • Sterling Sale Price Contact Us
          Exterior BlackEngine EcoTec3 5.3L V8 Mileage 4
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            • Sterling Sale Price Contact Us
            Exterior Summit WhiteEngine 5.3L 8 cyl Mileage N/A
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              • Sterling Sale Price Contact Us
              Exterior Silver Ice MetallicEngine 1.5L 4 cyl Mileage N/A
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                • Internet Price $23,080
                Exterior Cajun Red TintcoatEngine 1.5L DOHC Miles 22,154
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                  • Internet Price $29,998
                  Exterior Dark Sapphire Blue MetallicEngine 3.6L V6 DI Miles 30,846
                  View Details

                    • Internet Price $39,813
                    Exterior BlackEngine V6 Miles 8,229
                    View Details

                      • Internet Price $59,488
                      Exterior Satin Steel MetallicEngine EcoTec3 6.2L V8 Miles 3,791
                      View Details

                        • Internet Price $39,453
                        Exterior Silver Ice MetallicEngine 3.6L V6 SIDI VVT Miles 28,449
                        View Details

                          • Internet Price $26,633
                          Exterior Mosaic Black MetallicEngine 2.0L 4-Cylinder DGI DOHC VVT Turbocharged Miles 36,256
                          View Details

                            • Internet Price $5,988
                            Exterior Moondust MetallicEngine Vortec 4200 4.2L I6 MPI DOHC Miles 198,846
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                              • Internet Price $5,147
                              Exterior Bright Silver MetallicEngine 2.4L 4-Cylinder SMPI DOHC 16V Miles 100,107
                              View Details

                                • Internet Price $5,988
                                Exterior BlackEngine 2.4L 4-Cylinder DOHC 16V HO Turbocharged Miles 168,618
                                View Details

                                  • Internet Price $6,256
                                  Exterior Stone WhiteEngine 3.5L V6 MPI 24V High-Output Miles 88,272
                                  View Details

                                    • Internet Price $9,182
                                    Exterior Phantom Black MetallicEngine 2.4L 4-Cylinder DOHC 16V Miles 115,857
                                    View Details

                                      • Internet Price $6,488
                                      Exterior N/AEngine 1.6L I4 OHC 16V Supercharged Intercooled Miles 134,081
                                      View Details

                                        • Internet Price $23,691
                                        Exterior Dark Sapphire Blue MetallicEngine 3.6L V6 SIDI VVT Miles 83,145
                                        View Details

                                          • Internet Price $11,577
                                          Exterior Satin Steel Gray MetallicEngine ECOTEC 1.4L I4 SMPI DOHC Turbocharged VVT Miles 127,900
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                                            • Internet Price Contact Us
                                            Exterior White Diamond TricoatEngine 3.6L V6 E85 Flex Fuel SIDI DOHC VVT Miles 51,302
                                            View Details

                                              • Internet Price $31,710
                                              Exterior Crystal White TricoatEngine 3.6L V6 DI VVT Miles 45,962
                                              View Details

                                                • Internet Price Contact Us
                                                Exterior Red Obsession TintcoatEngine 2.5L I4 DI DOHC VVT Miles 69,754
                                                View Details

                                                  • Internet Price $14,988
                                                  Exterior Gold MistEngine 3.6L V6 PFI VVT Miles 16,462
                                                  View Details

                                                    • Internet Price $33,100
                                                    Exterior Midnight Blue MetallicEngine 1.5L DOHC Miles 10,149
                                                    View Details

                                                      • Internet Price $82,989
                                                      Exterior Summit WhiteEngine EcoTec3 6.2L V8 Miles 16,250
                                                      View Details

                                                        • Internet Price $48,580
                                                        Exterior BlackEngine EcoTec3 5.3L V8 Miles 17,774
                                                        View Details
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                                                                    Specials

                                                                      Current Offers

                                                                      Customer Cash*

                                                                      Select 2022 Chevrolet Equinox

                                                                      • Offer Amount $500
                                                                      • Sterling Sale Price: Contact Us
                                                                      • VIN: 3GNAXXEV3NS103420
                                                                      • Take Retail Delivery By 09-30-2021
                                                                      Offer Disclosure
                                                                      *Not available with special financing, lease and some other offers.
                                                                      Select 2022 Chevrolet Equinox

                                                                        Customer Cash*

                                                                        Select 2021 Chevrolet Silverado 1500

                                                                        • Offer Amount $1750
                                                                        • Sterling Sale Price: Contact Us
                                                                        • Stock Number: 4740
                                                                        • Take Retail Delivery By 09-30-2021
                                                                        Offer Disclosure
                                                                        *Not available with special financing, lease and some other offers.
                                                                        Select 2021 Chevrolet Silverado 1500

                                                                          Purchase Bonus Cash*

                                                                          Select 2021 Chevrolet Tahoe

                                                                          • Offer Amount $500
                                                                          • Sterling Sale Price: Contact Us
                                                                          • VIN: 1GNSKNKD0MR475155
                                                                          • Take Retail Delivery By 09-30-2021
                                                                          Offer Disclosure
                                                                          *Not available with lease and some other offers.
                                                                          Select 2021 Chevrolet Tahoe

                                                                            0% APR AVAILABLE FOR VERY WELL-QUALIFIED BUYERS WHEN FINANCED W/GM FINANCIAL*

                                                                            Select 2021, 2022 Chevrolet Equinox

                                                                            • VIN: 3GNAXXEV3NS103420
                                                                            • Take Retail Delivery By 09-30-2021
                                                                            Offer Disclosure
                                                                            *0% APR for 72 Months for very well-qualified buyers when financed w/GM Financial. 1. Monthly payment is $13.89 for every $1,000 you finance. Example down payment: 6.5%. Must finance with GM Financial. Some customers may not qualify. Not available with lease and some other offers. Take new retail delivery by 9/30/21.
                                                                            Select 2021, 2022 Chevrolet Equinox

                                                                              2.99% APR AVAILABLE FOR VERY WELL-QUALIFIED BUYERS WHEN FINANCED W/GM FINANCIAL*

                                                                              Select 2021, 2022 Chevrolet Silverado 1500

                                                                              • Stock Number: 4740
                                                                              • Take Retail Delivery By 09-30-2021
                                                                              Offer Disclosure
                                                                              *2.99% APR for 72 Months for very well-qualified buyers. Must finance with GM Financial. Monthly payment is $15.19 for every $1,000 you finance. Example down payment: 9.9%. Some customers may not qualify. Not available with lease and some other offers. Take new retail delivery by 9/30/21.
                                                                              Select 2021, 2022 Chevrolet Silverado 1500

                                                                                2.99% APR AVAILABLE FOR VERY WELL-QUALIFIED BUYERS WHEN FINANCED W/GM FINANCIAL*

                                                                                Select 2021, 2022 Chevrolet Tahoe

                                                                                • VIN: 1GNSKNKD0MR475155
                                                                                • Take Retail Delivery By 09-30-2021
                                                                                Offer Disclosure
                                                                                *2.99% APR for 72 Months for very well-qualified buyers. Must finance with GM Financial. Monthly payment is $15.19 for every $1,000 you finance. Example down payment: 10.4%. Some customers may not qualify. Not available with lease and some other offers. Take new retail delivery by 9/30/21.
                                                                                Select 2021, 2022 Chevrolet Tahoe

                                                                                  $1,000 Truck Month Accessory Allowance*

                                                                                  Select 2021, 2022 Chevrolet Colorado, Silverado 1500, Silverado 1500 LTD, Silverado 2500HD, Silverado 3500HD, Suburban, Tahoe

                                                                                  • Take Retail Delivery By 09-30-2021
                                                                                  Offer Disclosure
                                                                                  *Must take new retail delivery of a 2021/2022 Silverado 1500, Silverado HD, Colorado, Tahoe or Suburban with eligible GM or Associated Accessories by 9/30/21. Accessory purchase must be equal to or more than $1,000 dollars at MSRP. Excludes tax and installation. Not available with some other offers.
                                                                                  Select 2021, 2022 Chevrolet Colorado, Silverado 1500, Silverado 1500 LTD, Silverado 2500HD, Silverado 3500HD, Suburban, Tahoe

                                                                                    2018 Model Year Sales Event*

                                                                                    Select 2018 Chevrolet Malibu

                                                                                    • Stock Number: P2292A
                                                                                    Offer Disclosure
                                                                                    *See Dealer for details
                                                                                    Select 2018 Chevrolet Malibu

                                                                                      Vehicles Under $10,000*

                                                                                      Select 1999 Chrysler 300M

                                                                                      • Stock Number: P1785A
                                                                                      815-564-2672
                                                                                      Offer Disclosure
                                                                                      *Call Rocky for more details! (815)564-2672 We'll be happy to answer any questions you have.
                                                                                      Select 1999 Chrysler 300M

                                                                                        Vehicles Under $10,000*

                                                                                        Select 2007 Chrysler PT Cruiser

                                                                                        • Stock Number: P2260B
                                                                                        815-564-2672
                                                                                        Offer Disclosure
                                                                                        *Call Rocky for more details! (815)564-2672 We'll be happy to answer any questions you have.
                                                                                        Select 2007 Chrysler PT Cruiser

                                                                                          Vehicles Under $10,000*

                                                                                          Select 2005 MINI Cooper S Hardtop

                                                                                          • Stock Number: P2264M
                                                                                          815-564-2672
                                                                                          Offer Disclosure
                                                                                          *Call Rocky for more details! (815)564-2672 We'll be happy to answer any questions you have.
                                                                                          Select 2005 MINI Cooper S Hardtop

                                                                                            Vehicles Under $10,000*

                                                                                            Select 2010 Hyundai Santa Fe

                                                                                            • Stock Number: P2336A
                                                                                            815-564-2672
                                                                                            Offer Disclosure
                                                                                            *Call Rocky for more details! (815)564-2672 We'll be happy to answer any questions you have.
                                                                                            Select 2010 Hyundai Santa Fe

                                                                                              Vehicles Under $10,000*

                                                                                              Select 2007 Chevrolet TrailBlazer

                                                                                              • Stock Number: P2281B
                                                                                              815-564-2672
                                                                                              Offer Disclosure
                                                                                              *Call Rocky for more details! (815)564-2672 We'll be happy to answer any questions you have.
                                                                                              Select 2007 Chevrolet TrailBlazer

                                                                                                Vehicles Under $10,000*

                                                                                                Select 2005 Chrysler PT Cruiser

                                                                                                • Stock Number: P2311M
                                                                                                815-564-2672
                                                                                                Offer Disclosure
                                                                                                *Call Rocky for more details! (815)564-2672 We'll be happy to answer any questions you have.
                                                                                                Select 2005 Chrysler PT Cruiser

                                                                                                  Find Your Next Vehicle at Sterling Chevrolet

                                                                                                  We offer one of the largest new and pre-owned vehicle inventories in Illinois.
                                                                                                  At Sterling Chevrolet you'll find the perfect vehicle to fit both your lifestyle and your budget.
                                                                                                  Vehicles Under $15K $15K - $25K $25K and Higher
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                                                                                                    Sterling Chevrolet 

                                                                                                    1824 N LOCUST ST
                                                                                                    STERLING, IL 61081-1198
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                                                                                                    Sales: (815) 564-2672
                                                                                                    Service: (815) 564-2674
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